|
|
Why Public Employees
Need to Know about Finances
Today's public employees are faced with a variety of
financial challenges. Many public employees feel the effects of pay
freezes, budget cuts, fewer benefits, and problems within the public
employees' retirement system, social security, and our pay-raise
system.
Public employees, especially teachers, coaches,
police, fire, classified, state, county, city, and federal workers,
are underpaid for the services which they contribute on a daily
basis in the United States.
Public employees are now faced with a big challenge
to reform the retirement system because we are not entitled to the
retirement package we once thought we had. As inflation increases,
the public employees who don't make a large salary to begin with now
will suffer in their retirement. People in our retirement system
today are working second jobs at age 55 or 60.
The average monthly social security retirement
benefit is $955.
NOTE: We do not
sell annuities, stocks, mutual funds, real-estate or additional
products. We offer this guide that has proven to help public
employees. No gimmicks or catches!
|
It will take
$102,000 in 2030 to buy what $43,000
does today (assuming 3% inflation) and you would
need $2.5 million to generate that much income. |
ABOUT THE GUIDE
This comprehensive program is for teachers,
coaches, fireman, police, principals, vice-principals, postal
workers, disposal workers, city employees, classified employees,
social workers, state and federal workers, military, manager,
supervisor, professors and others — anyone who is part of the
city, state or federal retirement system in the USA.
In this guide, you'll learn how to:
-
Build wealth on a fixed salary
Increase your confidence as you contribute your ideas
in financial planning (insider secrets)
Enhance your decision-making skills by better
understanding the financial impact of your choices
Cut through complex financial planning jargon
Determine if you are on track
Make a checklist, charts, and a road map to begin
Build equity in existing assets that you can leverage
to meet future financial goals
Free up cash flow which allows you to make
investments
Avoid dependence on your government retirement system
|
The biggest myth is that social security will support
you. Wrong! Social Security was never designed to cover all of your
income needs - only supplement pensions and investments. |
We repeat: Make the changes and build wealth!
ABOUT THE GUIDE
Mistakes that Cost Public Employees
$3,000 to $5,000 a Year
Decisions and actions affect one's financial picture,
but making those decisions without solid knowledge of personal
finance and goal setting, you are operating in the dark. Learn to:
Know the tax deductions related to your profession
Know how to figure your paycheck and W-4 form
Increase your take-home pay on a fixed salary
How to eliminate your debt
Understand the value of a CPA or how to use one
Use information about current retirement system
Feel more comfortable in discussion with financial
people
Capture financial opportunities with proven information
Effectively use budgets, balance sheets, and more
Now is the time to capture what is yours and take
home more of the money that you have earned! This guide will show
you how!
Make the change!
<NEXT PAGE>
|